{"id":3131,"date":"2021-11-15T18:05:37","date_gmt":"2021-11-15T16:05:37","guid":{"rendered":"https:\/\/lexitlegal.com\/wizink-devuelve-8-000-euros-de-intereses-de-una-tarjeta-revolving-por-via-extrajudicial\/"},"modified":"2021-11-15T18:06:10","modified_gmt":"2021-11-15T16:06:10","slug":"wizink-devuelve-8-000-euros-de-intereses-de-una-tarjeta-revolving-por-via-extrajudicial","status":"publish","type":"post","link":"https:\/\/lexitlegal.com\/ca\/wizink-devuelve-8-000-euros-de-intereses-de-una-tarjeta-revolving-por-via-extrajudicial\/","title":{"rendered":"WiZink devuelve 8.000 euros de intereses de una tarjeta revolving por v\u00eda extrajudicial"},"content":{"rendered":"

WiZink ha devuelto casi 8.000 euros a una socia de Facua que contrat\u00f3 la tarjeta revolving ‘Cepsa Porque t\u00fa vuelves’ en septiembre de 2014, sin haber tenido que acudir a los tribunales. Publicidad<\/p>

Seg\u00fan ha informado Facua, el banco lleg\u00f3 a aplicar un inter\u00e9s del 26,8% TAE en la tarjeta revolving<\/em> que hab\u00eda contratado la usuaria<\/strong>, quien “no fue informada claramente de las condiciones del cr\u00e9dito”.<\/p>

“Tras la actuaci\u00f3n de Facua Galicia, WiZink ha devuelto a una usuaria casi 8.000 euros de intereses usureros que le cobr\u00f3 durante siete a\u00f1os<\/strong> en una tarjeta revolving ‘Cepsa Porque t\u00fa vuelves’. El banco ha aceptado reembolsar el dinero sin necesidad de acudir a los tribunales, donde viene perdiendo multitud de causas por usura”, ha informado Facua.<\/p>

Reembolso de los intereses nulos<\/h3>

La asociaci\u00f3n de consumidores ha asegurado que la usuaria no fue informada con claridad de las condiciones de la tarjeta que contrataba ni de que los intereses que se le aplicar\u00edan, del 21,94% TAE seg\u00fan el contrato, entraban dentro de la categor\u00eda de usura. Publicidad<\/p>

Tras la declaraci\u00f3n del estado de alarma por la pandemia solicit\u00f3 una moratoria, lo que se tradujo en una deuda todav\u00eda mayor<\/strong>, y el tipo de inter\u00e9s aument\u00f3 al 26,82% TAE.<\/p>

La usuaria acudi\u00f3 a Facua Galicia y el equipo jur\u00eddico de la asociaci\u00f3n se dirigi\u00f3 a WiZink para reclamar el reembolso \u00edntegro de los intereses cobrados en la tarjeta desde su contrataci\u00f3n al ser nulos por usureros. WiZink acept\u00f3 entonces resolver la reclamaci\u00f3n por la v\u00eda extrajudicial<\/strong> y rembolsar a la reclamante 7.853 euros cobrados indebidamente como consecuencia de los intereses usureros aplicados.<\/p>

<\/p>

Fuente y foto: www.niusdiario.com<\/strong><\/p>","protected":false},"excerpt":{"rendered":"

La entidad ha aceptado devolver los intereses cobrados durante siete a\u00f1os.
\nLa asociaci\u00f3n de consumidores Facua asegura que “la usuaria no fue informada con claridad de las condiciones de la tarjeta”<\/p>\n","protected":false},"author":9,"featured_media":3129,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[99],"tags":[],"class_list":["post-3131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-deudas-ca"],"yoast_head":"\nWiZink devuelve 8.000 euros de intereses de una tarjeta revolving por v\u00eda extrajudicial - Lexit Legal Advocats<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lexitlegal.com\/ca\/wizink-devuelve-8-000-euros-de-intereses-de-una-tarjeta-revolving-por-via-extrajudicial\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"WiZink devuelve 8.000 euros de intereses de una tarjeta revolving por v\u00eda extrajudicial - Lexit Legal Advocats\" \/>\n<meta property=\"og:description\" content=\"La entidad ha aceptado devolver los intereses cobrados durante siete a\u00f1os. 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